Terms of Use

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE

What’s in these terms?

These terms tell you the rules for using our website http://r8plc.com/ (our site).

Who we are and how to contact us

r8plc.com is a site operated by R8 Capital Investments PLC.

The term “R8”, "R8 Capital Investments", “we” or “us” refers to R8 Capital Investments PLC is a private limited company incorporated and registered under the laws of England and Wales with company number 12794676, registered office address at Finsgate, 5-7 Cranwood Street, London, EC1V 9EE, United Kingdom.

By using our site you accept these terms

By using our site, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms, you must not use our site.

There are other terms that may apply to you

These terms of use refer to the following additional terms, which also apply to your use of our site:

Our Privacy Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.
Our Cookies policy, which sets out information about the cookies on our site.

We may make changes to these terms

We may amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time.

We may make changes to our site

We may update and change our site from time to time to reflect changes to our products, our users’ needs and our business priorities.

We may suspend or withdraw our site

Our site is made available free of charge.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

You must keep your account details safe

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Do not rely on information displayed on this site

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

We are not responsible for websites we link to

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We have no control over the contents of those sites or resources.

Use your own protection software

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Rules about linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

If you wish to link to or make any use of content on our site other than that set out above, please contact us using the customer chat function on the website.

Which country’s laws apply to any disputes?

Any dispute arising out of your use of our website is subject to the laws of England and Wales.

Our trademarks are registered

R8 Capital Investments PLC is a UK registered trademark of R8 Capital Investments PLC

R8 Capital Investments PLC is a public limited company incorporated and registered under the laws of England and Wales with company number 12794676. Registered office: 2 Leman Street, London, E1W 9US, United Kingdom.

This website and its contents are being supplied to you solely for your information and are intended to present only background information on R8 Capital Investments PLC, its business and the industry sector in which it operates. This website and its contents do not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or solicitation or any offer to buy or subscribe for or otherwise acquire, securities or tokens in any jurisdiction, or an inducement to enter into investment activity.

IMPORTANT NOTICE

The information on this website is being made available by R8 Capital Investments PLC ("R8 Capital Investments") in good faith and for information purposes only. Please read this notice carefully - it applies to all persons who view this Website. Please note that this notice may be altered or updated. You should therefore read it in full each time you visit this Website.

The information contained on this Website is not comprehensive and much of it is historical. No reliance may be placed for any purpose whatsoever on the, or the suitability of the shares of R8 Capital Investments for any prospective investor and R8 Capital Investments, its directors and its advisers assume no responsibility to you or any third party for the consequences of any errors or omissions. Neither R8 Capital Investments, its directors nor its advisers accept any liability for any direct or indirect or consequential loss or damages of any kind resulting from any use of this Website or any information contained on it.

Some of the statements contained on this Website and in documents accessed through this Website may be forward looking statements. Actual results may differ from those expressed in such statements, depending on a variety of factors. The past performance of R8 Capital Investments or its shares cannot be relied on as a guide to future performance. The price of the shares may go down as well as up and it may be that investors do not recoup the amount originally invested.

This Website and the information on it does not constitute, or form part of, any offer or invitation to sell or issue, or any solicitation of any offer to purchase or subscribe for, any shares in R8 Capital Investments, nor shall it (or any part of it) or the fact of its distribution form the basis of, or be relied on in connection with or act as an inducement to enter into any contract or commitment therefor and any decisions you make based on the information contained on this Website are your sole responsibility having, where appropriate, taken independent advice as to the investment decision and any laws or regulations applicable to such investment decision.

The information contained in this section of the Website is not directed at, nor is it intended for access by, persons located or resident in the United States, Australia, Canada, the Republic of South Africa, the Republic of Ireland or Japan or any other jurisdiction in which it may be unlawful to receive or view such information. If you are not permitted to view the information (or are in any doubt as to whether you are permitted to view the information), please exit this Website.

Any shares of R8 Capital Investments referred to in the information on this Website have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended. Such shares have also not been registered under the applicable securities laws of Australia, Canada, the Republic of South Africa, the Republic of Ireland or Japan and may not be offered or sold in Australia, Canada, the Republic of South Africa, the Republic of Ireland or Japan or any other jurisdiction if to do so would constitute a violation of the relevant laws of, or require registration thereof in, such jurisdiction.

R8 Capital Investments, its affiliates, agents, representatives, any other party (whether or not involved in creating, producing, maintaining or delivering this Website) and the officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party in connection with this Website in or the information contained on it.

By clicking "Accept" you accept you have read the terms of this Important Notice.

Jonathan is a banker and entrepreneur since the mid-90’s. He led some of his family investments in many FinTech ventures, including an early investment in ZOPA in 2005, led the post-crisis restructuring of Kauphting Bank Luxembourg, renamed Banque Havilland, and was CEO between 2009 and 2013. In 2017, he co-founded Redwood Bank, a technology-driven SME lender in the UK, where he currently serves as a Non-Executive Director. Jonathan has been involved in a number of Public Companies including Jellyworks PLC that was listed on AIM in 1999 and sold eight months later to Shore Capital Plc.

Richard is an award-winning Board-level executive with over 25 years’ experience in leading innovation, growth and change in financial services, telecoms and media in the UK, Europe and the Middle East. Having served 11 years in the British army and 20 years in business, Richard is a founding director of R8 Capital PLC, where he manages the company's day-to-day operations.

Rita is a Director of Mode Global Holdings Plc as well as CEO of Mode, where she oversees the business strategy, growth, sales and partnership networks. Rita worked at Alipay for 10 years where she held a number of senior roles, including Head of EMEA - overseeing the company’s overall business in the region, Head of Canada and later as CEO of Alipay (UK) Limited, serving on the board of the company.

Gary has thirty years’ experience within financial services, in both the banking and building society sectors. He has held senior positions at Alliance & Leicester Plc, Nationwide & Newcastle Building Societies and Cambridge & Counties Bank, before co-founding Redwood Bank in April 2017. He now serves as CEO of Redwood Bank and has since been named as a UK Top 25 Business Leader and Finance CEO of the Year.

Jonathan is a Director of Mode Global Holdings Plc and the CTO of Mode. He brings a combination of experience across fintech, payments, as well as Open Banking. He co-authored the payments and security sections of the UK Open Banking Specification which lays out an open standard that enables account-to-account (A2A) payments and a safe and secure way for third parties to interact with customers' bank accounts. Prior to joining Mode, Jonathan was an API and Payments Architect at Mastercard and before that CTO at Open Banking payments startup, Banked.

David is a Non-Executive Director of R8 Capital PLC. He also holds the position of Director of Operational Transformation at PGL. David has held a number of senior roles in the retail and hospitality sector, including the role of Operations Director at Wyevale Garden Centres and Managing Director at BHS International (UK) Ltd. David’s retail and operations experience spans over 40 years including significant periods with the Arcadia Group and Marks and Spencer.